Converting your third-party insurance to comprehensive coverage involves a few straightforward steps. The main steps that are different from a regular insurance purchase are checking if you can upgrade with your current condition, and handling the price difference between your current policy and your desired coverage option.

Compliance Check

The insurer will perform a compliance check to ensure your vehicle and driving history meet the requirements for comprehensive coverage. This may include verifying the vehicle’s condition and any modifications.

Pay the Premium Difference

You will need to pay the difference between comprehensive and third-party insurance premiums to secure the coverage. This can usually be done through secure payment methods provided by the insurer.

Steps to Convert Insurance on Lookinsure

At Lookinsure, we make it easy to upgrade your coverage. Here’s how you can convert your third-party insurance to comprehensive on our platform:

• Log in to Your Account: Access your Lookinsure account online or via our mobile app.
• Navigate to Policy Management: Go to the policy management section and select the option to upgrade your insurance.
• Provide Necessary Details: Enter the required information about your vehicle and current policy.
• Review and Compare Quotes: Lookinsure will provide multiple quotes for comprehensive coverage. Compare and select the one that best fits your needs.
• Submit Documentation: Upload the necessary documents, including your vehicle registration, copyright, and existing policy.
• Confirm the Upgrade: Once all information is verified, confirm your upgrade and start enjoying the benefits of comprehensive insurance.

FAQs

What happens to my no-claims bonus if I convert my insurance?

Your no-claims bonus (NCB) can usually be transferred to your new comprehensive insurance policy or you can transfer car insurance to new owner.

What documents are needed to convert my insurance?

You will need your current third-party insurance policy, vehicle registration, copyright, and any other relevant documents.

How is the cost of converting to comprehensive insurance calculated?

The cost is based on factors such as the make and model of your vehicle, your driving history, coverage options, and the insurer’s pricing structure.

How long does it take to convert my insurance?

The conversion process is usually quick and straightforward. Once you provide the necessary documents and choose your coverage, providers can process the upgrade promptly.